Last updated: October 4, 2026
By using graduateledger.com ("the site"), you agree to these terms. If you do not agree, please do not use the site.
What the site provides
GraduateLedger provides general information about graduate school funding, stipends, cost of living, program profiles, fellowships and personal finance. It is provided for informational purposes only.
Not professional advice
Nothing on the site is financial, tax, legal, immigration or admissions advice, and nothing creates a professional relationship. Tax rules, stipends, tuition, housing rates, fellowship terms and deadlines change often and differ by person. Confirm important details with the university, the funding agency, or a qualified professional before you rely on them. See the Disclaimer.
Accuracy
We work to keep figures accurate and label how well each is sourced (see our Methodology), but we do not guarantee that any figure is complete, current or error-free. Estimates and calculator outputs are illustrations, not promises of what you will pay, earn or owe.
Calculators and tools
Tools on the site (such as the comparison tool, budget calculator and decision matrix) produce estimates based on the data and assumptions shown on the page. Your results will differ. You are responsible for decisions you make using them.
Intellectual property
The site's design, text, tools, compiled datasets and original content are owned by GraduateLedger or its licensors and are protected by copyright. You may:
- read, share and link to pages;
- quote short excerpts with attribution and a link back; and
- cite individual figures with attribution.
You may not scrape or bulk copy the site or its dataset, republish substantial portions, or use it to build a competing database without our written permission. University names, logos and trademarks belong to their owners; their use here is for identification only and does not imply endorsement.
Third-party links and advertising
The site links to university pages and other third-party sites, and displays advertisements. We do not control, endorse or take responsibility for third-party content, products or services. Your dealings with advertisers and linked sites are with them alone.
Acceptable use
Do not misuse the site: no attempts to disrupt it, probe it for vulnerabilities, overload it with automated requests, or use it for unlawful purposes.
Disclaimer of warranties
The site is provided "as is" and "as available," without warranties of any kind, express or implied, including accuracy, fitness for a particular purpose and non-infringement.
Limitation of liability
To the fullest extent permitted by law, GraduateLedger and its owner are not liable for any indirect, incidental, special, consequential or punitive damages, or for any loss arising from your use of, or reliance on, the site or its tools.
Changes
We may update the site and these terms at any time. Continued use after changes means you accept the updated terms.
Governing law
These terms are governed by the laws of the United States and the state in which the site's owner resides, without regard to conflict-of-law rules.